About Right Sharing of World Resources
RSWR is a Quaker organization supported primarily by the Religious Society of Friends (Quakers) in the United States. RSWR has two main goals: 1) Provide grants for women in the developing world to begin small income-generating businesses so that they may help themselves and their families out of poverty. 2) Help Quakers in the United States learn about the negative effects of poverty in the developing world and the negative effects of materialism in North America.
What types of projects does RSWR support?
RSWR supports income-generating, self-employment projects for poor women who are members of a self-help group. The project must include a revolving loan component. We believe that small scale income-generating projects offer a means of establishing self-sufficiency to very poor people. By requiring that the project include a revolving loan program, we can multiple the impact of our grant as the funds are revolved many times to many different women within the community.
Who may apply?
We strive to help newer, smaller organizations whose budgets may not allow them to receive grants from other sources. NGOs must be less than 20 years old and have annual budgets of less than $16,500.
Where does RSWR provide grants?
Because of staff and fiscal limitations, RSWR focuses its funding in India in Tamil Nadu and the districts of Chittoor, Cuddapah, Anantapur, and Nellore in Andhra Pradesh.
What size grants does RSWR provide?
Up to US $5,500 per year, for a maximum of five years. Projects are funded one year at a time and each new proposal must target a new group of women.
How do we apply for RSWR grants?
You must write up a proposal describing your project. Be sure to follow the guidelines below so that your proposal fits RSWR criteria. RSWR has two funding cycles. There is a deadline for each cycle, June 30 and December 31. We strongly recommend that proposals be received by us at least a month in advance of these deadlines. If we receive a proposal after the deadline, we cannot consider
What does RSWR look for in a project?
A clearly described proposal for an income generating activity which will improve the quality of life for project participants. An income generating activity proposal must include the following:
- Number of participants. An optimal project will serve between 20 and 40 women.
- Anticipated income and expenses of the business or businesses the women will undertake. It is expected that the women will be able to earn a net income of at least $1.25 per day from their businesses.
- Loan repayment plan for the repayment of the seed money for each participant (including interest charged and monthly repayment amount). Currently, RSWR expects interest charged to be between 12% and 24% per annum or 1-2% per month. This covers the current cost of inflation and administrative expenses necessary to carry the project into the future.
- A savings plan to encourage the beneficiaries to begin the discipline of saving some money each month for family emergency needs.
An explanation of how the work can become self-supporting or can find local sources of support after RSWR funding ends.
An understanding that the project is compatible with the three principles which guide RSWR:
- Local Self-Reliance – Businesses should be locally-based. Production should be geared toward local consumption and should serve the local community.
- Sustainability – Economies should be sustainable in a number of ways including environmental, fiscal, social, political, and cultural.
- Mutual Support and Accountability -Beneficiaries must be part of a group which offers support and accountability to its members.
- D. A brief description of the experience and background of the NGO’s director or project coordinator.
- E. The project beneficiaries must be only women and the beneficiaries themselves must be involved in designing the project, choosing the businesses, and setting the repayment terms and interest rate.
- F. Budget categories must be outlined clearly and within the following guidelines: at least 60% for seed money, no more than 20% for staff, no more than 15% for training, no more than 5% for travel, no more than 15% for administration. Where should we send our proposal?
Proposals can be sent email to:
Sarah Northrop, Program Director
For more information please check the Link